ENFR

AI WORKSPACE FOR INDEPENDENT AGENCIES

Backed by Y Combinator

Quote first,
win more business.

Covera handles the manual, repetitive work, so you stay focused on the client. Right inside your AMS Applied EpicHawkSoftAMS360 & VertaforeEZLynxMomentum& more and your inbox GmailOutlookWhatsApp& more

Covera

Trusted by 50+ independent agencies

  • Applied Epic
  • AMS360
  • Vertafore
  • HawkSoft
  • EZLynx
  • Momentum

Every step of the client journey, handled.

From the first email to the next renewal, Covera does the manual work. Your team reviews, approves and spends the time with clients.

Quote first, win more business.

The time reclaimed from data entry and file follow-up goes back where you create value: prospecting and taking care of your clients.

  1. Quote first

    5 min

    from request to first quote

  2. Win more

    +20%

    more new business won

  3. Save time

    10 hrs

    saved per user, every week

  4. Pay back

    12× ROI

    after 4 weeks

Time saved goes back into new leads, quoted first...

How it works

Submissionsfor Producers

  1. 01Intake & data collection

    Every new request, a ready file

    New business request in your inbox or by call? Covera opens the opportunity and fills it from your sources and public records. Zero retyping.

  2. 02Quote & compare

    A first quote during the call

    One click keys every carrier portal, even with partial data. Quotes come back side by side: premium, deductible, coverage.

  3. 03Bind & sync

    Signed, bound, synced

    The client signs, your AMS updates, the summary goes out, servicing takes over. No double entry.

Already convinced?

See Covera run on your own accounts, with your AMS and your carriers.

Servicingfor CSRs & AMs

  1. 04Day-to-day assistant

    Ask anything about any account

    Your team asks, Covera answers from your AMS, emails and policies, with the source. COIs, coverage checks, follow-ups: drafted and ready to send.

  2. 05Renewals

    No X-date slips through

    Reminders go out 90, 60 and 30 days before renewal. Premium jumps? Covera remarkets to your carriers.

  3. 06Cross-sell

    Coverage gaps, turned into new premium

    Your whole book, scanned for missing lines. Every gap becomes a lead and goes back to intake.

Grow your book, not your headcount

Covera takes the manual work off your team, so every producer and CSR handles more accounts.

  • Scale without a new hire

    Handle more submissions and service more accounts with the team you already have. No recruiting, no training, no ramp-up.

  • Win 20% more new business

    The first agency to quote usually wins the account. That is why agencies on Covera win 20% more new business.

AI built for a regulated industry

You stay in control

The AI prepares and executes, but you decide. Binding, pricing, and advice stay under human review.

Hosted locally

Your agency's data stays in the United States, on a dedicated instance.

Pseudonymized before the AI

Names, addresses and policy numbers are swapped for aliases before any AI model sees them. No reuse, no model training.

End-to-end sourcing

Every field and every document links back to its source. Nothing is made up.

Your E&O paper trail, built in

Every quote, change and client email is logged with its source and who approved it. If a claim comes in, the file is already documented.

Book a demo

We show you Covera at work: how the workflows handle your agency's servicing requests, from the incoming email to the updated policy file.

Pick a time

Tiphaine Venet · Co-founder

Not ready for a demo? Start free

Try our free tools on your own quotes and numbers, or read up on AI for independent agencies.

Frequently asked questions

What is Covera?

Covera builds AI workflows for insurance brokers and captive agents. The workflows handle servicing work: submission intake, carrier quoting, quote comparison, claims, past-due collections, and account rounding. Each workflow is prebuilt, then configured to your agency, and your team approves every action.

Who is Covera for?

Covera is built for insurance brokers and captive agents, from local agencies to larger, established firms. The workflows are configured to each agency's organization at deployment.

Does Covera work with EZLynx or Momentum (NowCerts)?

Yes. For US agencies, Covera connects to EZLynx and Momentum (NowCerts). For French brokerages, it connects to Maia, Modulr, Excalibur and Coorty, and imports the book from Adhoc and BubbleIn. It also works with Gmail, Outlook and SharePoint. For another system, ask us on a call. The workflows work at the surface of these tools, without reaching into the core of your systems.

Which carriers does Covera work with?

Covera keys quotes into the portals of the main US carriers, national and regional, and the list grows with every agency we onboard.

See all carrier portals
Is my clients' data secure, and is it used to train AI models?

Data for US agencies is stored in the United States, on a dedicated US instance. It is never reused and never used to train a model. Every field and every document the workflows produce links back to its source.

Does a human approve what the workflows do?

Yes. Covera's workflows prepare and execute the work, but your team approves every action before it goes out. Binding, pricing, and advice stay under human review.

How long does it take to set up Covera?

A short audit of your team's day-to-day first identifies the highest-impact tasks. Covera then configures each workflow to your lines of business, your carriers, and your processes. The first workflow is live in a few days, without disrupting your operations.

How is Covera different from RPA or a general AI assistant like ChatGPT?

RPA replays fixed scripts, and a general assistant answers questions without working inside your tools. Covera's workflows are built for brokerage tasks: they read documents, prefill carrier portals with risk profiles, compare quotes, and draft follow-ups, with human approval on every action.

Can AI automate quoting for an independent insurance agency?

Yes. Covera's quoting workflow builds the risk profile from the client's documents and e-mails, then fills each carrier portal from that profile, screen by screen. The agent chooses the package and options, reviews, and submits: Covera never submits a quote on its own.

Which insurance tasks can AI workflows handle for an agency?

Covera's workflows handle servicing work: submission intake, carrier quoting, quote comparison, claims, past-due collections, and account rounding. Advice, binding, and pricing stay with the agency, and the team approves every action.

Does Covera work for a small or independent agency?

Yes. Covera is built for agencies of every size, from local independent agencies to larger firms. Each workflow is configured to the agency's lines of business, carriers, and processes, and the first workflow is live in a few days.