AI agents for the GEICO carrier portal

Covera Agents builds AI agents for insurance agencies. This page explains how Covera helps an agency quote on the GEICO agent portal, without re-keying the client's file screen by screen.

GEICO and independent agencies

GEICO was founded in 1936 and has been a wholly owned subsidiary of Berkshire Hathaway since 1996. It is historically a direct writer: most customers buy from GEICO itself, and GEICO says its tests with independent agents are on an invite-only basis.

For agencies that do work with GEICO, for example on commercial auto and trucking, GEICO has an agent portal. Homeowners coverage is offered through GEICO Insurance Agency, which places it with partner carriers.

GEICO at a glance

GEICO has more than 29,000 employees and 20 locations across the country, and says A.M. Best ranks it the third largest private passenger auto insurer in the United States.

Lines GEICO writes

According to GEICO, its lines include commercial auto, trucking, personal auto, motorcycle and RV and boat. Availability depends on the state and on the agency's appointment.

Getting to GEICO as an agent

GEICO's agency page leads to an onboarding path run by GEICO, and access to its agent tools depends on that invitation. For homeowners, GEICO Insurance Agency shops a network of partner carriers rather than writing the policy itself.

Why carrier portals take time

On a carrier portal, the same information is keyed in again and again: the insured, the vehicles or the location, prior losses, the coverage requested. Each carrier has its own screens and labels, and quoting one risk with several carriers multiplies the double entry.

Quoting GEICO with Covera

The agency prepares the quoting file in Covera from the client's request and the book. On the GEICO agent portal, the Covera Portals extension for Chrome and Edge recognizes the carrier and fills, from the file, the screens Covera has mapped. What is not filled in stays visible in a copy panel, where you click a field, then the value. After each pass, Covera shows what was filled in and what is left to enter.

Each person logs in with their own credentials, reviews every screen and decides what to submit: nothing goes to underwriting without someone at the agency.

Portal credentials

Sharing GEICO portal credentials with Covera is optional. They are then stored encrypted, never shown again, every access is logged, and no scheduled or automatic login uses them.

Before and after the portal

The quoting file comes from the carrier quoting agent, which works from the agency management system, such as EZLynx or Momentum (NowCerts). The quotes then go to the quote comparison agent, which prepares the proposal for the client.

Other carrier portals

Covera Agents also works on the portals of other carriers, such as Great American, National General, Progressive and Safeco.