AI carrier quoting workflow for insurance agencies
The Covera quoting workflow turns the documents of a file into one sourced risk profile, then prefills the supported carrier portal screens from it. The broker checks every screen and submits.
Covera builds AI workflows for insurance brokers. Quoting is the first workflow every agency gets: it reads the documents of a file and builds a risk profile where every value cites the document it came from. That profile then feeds everything downstream: carrier portals, ACORD forms, certificates and quote comparison.
One risk profile instead of re-keying
Marketing a risk means typing the same facts into several carrier portals, each with its own screens and field names. The quoting workflow consolidates those facts once. The broker uploads the files (applications, loss runs, schedules, emails saved as .msg or .eml, spreadsheets, photos) or picks them from a connected mailbox, and the workflow returns the profile. Covera does not invent missing values: an extracted value points to its document, and values from other sources or typed by hand show where they come from. If no document can be read, the analysis fails rather than producing an invented profile.
What the broker sees
- Each value with its source excerpt and document name, and a clear badge when it comes from elsewhere, such as the agency's book of business or a public property record.
- A list of what is still missing, starting with the required fields, then the fields the agency's carrier portals ask for on this line.
- One tile per carrier portal activated by the agency, with a counter of the fields already covered.
- ACORD forms prefilled from the profile, from a central library of about thirty editions provided to every US agency. Coverage varies by form, some commercial applications prefill identity fields only, and the agency holds its own ACORD end-user license.
- A PDF of the profile for a risk that goes to a carrier by email rather than through a portal.
How portal prefill works
The Covera Extranets browser extension reads the profile and fills the carrier's form screen by screen. It never submits: the broker checks, completes and submits. A value typed by hand in one portal can be sent back to the profile for the next one. On mapped portals the extension fills the fields itself; on portals not mapped yet, it offers a side panel to copy values without retyping.
Major carrier portals each have their own page, with their lines and agent access, such as Progressive, GEICO, Safeco, National General, Chubb and AmTrust.
US lines and agency software
The US catalog includes personal auto, homeowners, dwelling fire, commercial auto, trucking, general liability, BOP, commercial property, workers compensation, professional liability, cyber and umbrella. The file can be linked to a client of the agency book, read from EZLynx or Momentum (NowCerts). For property risks, Covera can add permits and building characteristics from public county records, each with its source, and says so when a source is unavailable.
By type of agency, see also personal lines agencies, commercial lines agencies and independent agencies.
From quotes to the next steps
Quotes captured from portals or uploaded by hand are attached to the file, and one click sends them to the quote comparison workflow. From the same file, the broker can open a document collection workflow file with the checklist of the product. Covera does not train any AI model on agency data.
Connected software
The agency book comes from Maia, Modulr, Excalibur, Coorty, Adhoc or BubbleIn for French brokerages, and from EZLynx or Momentum (NowCerts) for US agencies. Documents can be picked in SharePoint and attached to the file.
Frequently asked questions
What does the Covera quoting workflow do?
The Covera quoting workflow reads the documents of a file and builds a risk profile where every value cites its source document. The Covera Extranets extension then prefills carrier portals from that profile.
Does Covera submit the quote to the carrier?
No. The extension prefills the carrier portal screen by screen, and the broker checks, completes and submits. Covera never submits on the broker's behalf.
Can the Covera quoting workflow make up a value?
No. The Covera quoting workflow does not fill in missing values: extracted values show the excerpt and document they came from, and other values show their source. The broker checks and completes.
Which carrier portals does the Covera Extranets extension fill?
The Covera Extranets extension fills the fields itself on mapped portals, for the screens and lines mapped so far, and offers an assisted copy panel on the others. The up-to-date list is in the agency's settings, under carrier portals.
